Whether you SHOULD repay your HELP-HECS loan and the Best Ways to reduce your HELP-HECS loan
This article is 2/2 of HELP-HECS. See http://nomoney.com.au/hecs101/ for part 1.
I have spent time to try to make this as simple as possible (with a few diagrams, etc.). But I find that doing calculations makes me understand how things work better. So for those [...]

This is Part 1 of 2 of HELP-HECS
Part 2 (to be posted Monday 8th March 2pm) will be about:
1.Whether you SHOULD repay your HELP-HECS loan and
2. The Best Ways to reduce your HELP-HECS loan
I have also almost finished a HELP  calculator (to work out how long it will take to repay your debt) I will be providing a free copy to [...]