Firstly, welcome to nomoney.com.au.
I understand that when you find a new website you want to get to the good stuff.
To get to the good stuff – you should register your email to get NoMoney’s Top 7 Tips.
Setting up a savings action plan is one of the most important things you can do.
My first article, The one trick to Saving, is a good place to start.
Getting out of debt
Credit cards can be a useful tool or can cause massive financial problems if you struggle to control your spending. I have spent too much money in the past and have written about picking the best credit card and how credit cards are out to screw you.
Using your credit card wisely
Credit cards can also be dangerous when in the wrong hands so I have written about what to do if you find a wrong or fraudulent charge on your credit card.
Getting a good deal
Tax – Using E-tax
If you are planning to do your tax return using E-tax, check out Using E-tax part 1, part 2 income and deductions, part 3 offsets, other items and Medicare and Using E-Tax quick summary for simple tax returns.
Tax – Your tax deductions
Tax – The latest news
HELP debt/HECS debt for uni students
I’ve written about HELP-HECS – how it works and when you have to repay the loan and Should you repay your HELP-HECS loan or not? – about whether it is worth repaying the loan.
In January 2012 the Government changed the rules: HELP debt – no longer worth paying off?
Also – I’ve considered what happens at tax time: Repaying your HELP debt when you lodge your tax return.
Although most young people I know don’t care much about super (it is too far in the future to worry about), you definitely want to look at How to combine your super accounts if you have an extra account that isn’t doing much.
Your credit report
How you think matters
I’ve written a bit on your mindset – how you think, the way it affects what you do, which in turn, affects everything.