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	<title>NoMoney</title>
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	<link>http://nomoney.com.au</link>
	<description>Free tips to help you manage your money</description>
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		<title>HELP debt – no longer worth paying off after 1 January 2012</title>
		<link>http://nomoney.com.au/help-not-worth-paying-off-after-1-january-2012</link>
		<comments>http://nomoney.com.au/help-not-worth-paying-off-after-1-january-2012#comments</comments>
		<pubDate>Sun, 15 Apr 2012 08:25:42 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Uni]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=886</guid>
		<description><![CDATA[It is no longer worth paying off your HELP debt, in my opinion.  Ok – there I’ve said it. It goes against my usual philosophy – paying down a debt is normally a good thing.  But, even if you have money sitting around, I think there are usually better things to do with your money. [...]]]></description>
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		<title>How good are comparison sites like Iselect?</title>
		<link>http://nomoney.com.au/comparisonsites</link>
		<comments>http://nomoney.com.au/comparisonsites#comments</comments>
		<pubDate>Wed, 04 Apr 2012 23:25:33 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=882</guid>
		<description><![CDATA[Why Iselect.com.au and other comparison sites aren’t that great &#160; How do you make the right choice? We have too much choice. And it can be paralyzing. You want to open a bank account. Who do you choose? Big 4 banks? Credit union? Who has the best deal? Where can I withdraw my money? It [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Insurance – My Car is a write-off</title>
		<link>http://nomoney.com.au/carinsuranc</link>
		<comments>http://nomoney.com.au/carinsuranc#comments</comments>
		<pubDate>Sun, 05 Feb 2012 03:17:50 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=875</guid>
		<description><![CDATA[My then fiancée (she is now Mrs NoMoney) had a car accident 2 weeks before we got married in December and I have learned a bit more about car insurance (and what to do in an accident) that I didn’t know. Her car was a write-off, but luckily she didn’t sustain any major injuries. &#160; [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The truth about how Quibids really works</title>
		<link>http://nomoney.com.au/the-truth-about-how-quibids-really-works</link>
		<comments>http://nomoney.com.au/the-truth-about-how-quibids-really-works#comments</comments>
		<pubDate>Mon, 09 Jan 2012 20:26:53 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Freebies and Discounts]]></category>
		<category><![CDATA[Gripes & Rip-offs]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=842</guid>
		<description><![CDATA[“Are you ready to save 95% on what you want most? Try quibids.com. Get an apple ipad for $67.” Maybe I have been watching too much TV over the holidays but I am getting pretty sick of this ad. So I decided to look it up. And (big surprise) there is a catch to Quibids. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What to do if you didn&#8217;t get the marks you wanted</title>
		<link>http://nomoney.com.au/what-to-do-if-you-didnt-get-the-marks-you-wanted</link>
		<comments>http://nomoney.com.au/what-to-do-if-you-didnt-get-the-marks-you-wanted#comments</comments>
		<pubDate>Sun, 27 Nov 2011 23:15:33 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=873</guid>
		<description><![CDATA[Year 12 final results For all the year 12 students who got good marks over the last week – congratulations. For all those who got bad marks… well this article is for you. I just wanted to let you know the good news… you DON’T have to get good marks to be RICH OR SUCCESSFUL. [...]]]></description>
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		<title>Health Part 4: Private Health Insurance &#8211; hospital, extras</title>
		<link>http://nomoney.com.au/health-part-4-private-health-insurance-hospital-extras</link>
		<comments>http://nomoney.com.au/health-part-4-private-health-insurance-hospital-extras#comments</comments>
		<pubDate>Tue, 01 Nov 2011 09:45:11 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=858</guid>
		<description><![CDATA[ Private Health Insurance Like any other form of insurance, you pay a premium (commonly fortnightly or monthly). &#160; You will then try to claim against the insurance, although of course, it needs to be covered. And you might need to pay an excess if you make a claim. One reason for signing up for private [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to bet on the Melbourne Cup</title>
		<link>http://nomoney.com.au/how-to-bet-on-the-melbourne-cup</link>
		<comments>http://nomoney.com.au/how-to-bet-on-the-melbourne-cup#comments</comments>
		<pubDate>Mon, 31 Oct 2011 04:20:06 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=877</guid>
		<description><![CDATA[Different bets you can place Betting on the Melbourne Cup Most offices around the country will be running a sweeps for the Melbourne up – the race that stops a nation.  To be honest, I’d rather the nation stopped for something a bit more interesting. &#160; But how can you clean up at the Melbourne [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Moneystrands &#8211; tracking your money automatically</title>
		<link>http://nomoney.com.au/moneystrands-tracking-your-money-automatically</link>
		<comments>http://nomoney.com.au/moneystrands-tracking-your-money-automatically#comments</comments>
		<pubDate>Tue, 18 Oct 2011 07:22:04 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=880</guid>
		<description><![CDATA[Money strands – now you pay &#160; I wrote about money strands back in August 10 – see related posts below. &#160; I must admit I haven’t logged into it for a few months. I had a problem getting one of my credit cards onto moneystrands, so I ended up not using it. &#160; I [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Health Part 3: Seeing the dentist and all other specialists</title>
		<link>http://nomoney.com.au/health103</link>
		<comments>http://nomoney.com.au/health103#comments</comments>
		<pubDate>Mon, 17 Oct 2011 09:42:05 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=855</guid>
		<description><![CDATA[See part 1 of this series for a general view of medicare and going to hospital, and part 2 for seeing the doctor and getting a prescription. &#160; Seeing the dentist Dentistry isn’t covered by Medicare, but is partly covered by private health insurance. At my dentist they scan my private health card and the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Health Part 2: Seeing the doctor and getting a prescription</title>
		<link>http://nomoney.com.au/health-part-2-seeing-the-doctor-and-getting-a-prescription</link>
		<comments>http://nomoney.com.au/health-part-2-seeing-the-doctor-and-getting-a-prescription#comments</comments>
		<pubDate>Sat, 08 Oct 2011 09:40:50 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://nomoney.com.au/?p=853</guid>
		<description><![CDATA[Part 2: Seeing the doctor and getting a prescription Seeing the doctor (general practitioner) Doctors receive a scheduled fee from Medicare for different work performed. If you go to a ‘bulk billing’ medical practice, you will not have to pay anything extra – the cost of the visit is paid to the doctor by Medicare. [...]]]></description>
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