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It is no longer worth paying off your HELP debt, in my opinion. Ok – there I’ve said it. It goes against my usual philosophy – paying down a debt is normally a good thing. But, even if you have money sitting around, I think there are usually better things to do with your money. [...]
As I mentioned in my earlier article - Self Education Deduction Refund Calculations – Anstis case, If you received Youth Allowance for any year between 2007 to 2010– the Tax Office might automatically amend your tax return and give you an extra refund. Want to know how much you will get back? Ok here is my spreadsheet [...]
www.nomoney.com.au Students – Anstis case If you received Youth Allowance for any year between 2007 to 2010– the Tax Office might automatically amend your tax return and give you an extra refund. If you are eligible you will receive a letter from the ATO telling you this (if you haven’t already). Want to know how [...]
You might have noticed the previous post requires a password. That is because it contains my HELP Loan Repayment Estimator. In A Nutshell – If you enter your current or estimated salary and your HELP debt – it will estimate how long it will take you to pay off the loan (estimate being the key word there [...]
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Whether you SHOULD repay your HELP-HECS loan and the Best Ways to reduce your HELP-HECS loan This article is 2/2 of HELP-HECS. See http://nomoney.com.au/hecs101/ for part 1. I have spent time to try to make this as simple as possible (with a few diagrams, etc.). But I find that doing calculations makes me understand how things work better. So [...]
This is Part 1 of 2 of HELP-HECS Part 2 (to be posted Monday 8th March 2pm) will be about: 1.Whether you SHOULD repay your HELP-HECS loan and 2. The Best Ways to reduce your HELP-HECS loan I have also almost finished a HELP calculator (to work out how long it will take to repay your debt) I will be providing [...]
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