Cash loans – only if you are desperate
If you need short-term cash there are people who will offer it.
Obviously though – it will come at a price (a big price).
Need a short term loan(shark?)
So I went to www.nowpayday.com.au (one I saw advertised on the net).
From what I could read on the site – looks like [...]

I applied for my credit report 2 weeks ago – it is free if you are prepared to wait for them to get it for you (just got it!). If you need it urgently you can pay.
How to apply
Go to www.mycreditfile.com.au  and go to the details of what you need to provide to get your [...]

I bought Avatar on DVD last week at Coles. The guy at the counter asked me   How come you are buying it? Why don’t you watch it online?
Well…I figure if James Cameron can spend umpteen millions on Avatar, then at least I can pay $15 at the movies (or $25 to purchase the DVD).       
But it [...]

After my rant about how credit-cards-are-out-to-screw-you I thought I would write about how to pick the best credit card for you.
You might be just looking for your first credit card, a balance transfer or a better deal.
Balance Transfer
Since I still have a balance on my AMEX I decided I should transfer.
So I applied for a [...]

I am still have a Credit Card debt and it annoys me (see below for a bit more about my story). So I decided to write about all the ways that  Credit cards are out TO SCREW YOU.
Soon I’ll write another part to this as I plan to transfer my balance to another card (detailing how to [...]

Whether you SHOULD repay your HELP-HECS loan and the Best Ways to reduce your HELP-HECS loan
This article is 2/2 of HELP-HECS. See http://nomoney.com.au/hecs101/ for part 1.
I have spent time to try to make this as simple as possible (with a few diagrams, etc.). But I find that doing calculations makes me understand how things work better. So for those [...]

I will be posting part 2 of my HELP-HECS article probably tomorrow…. I just left it at home on my laptop and forgot to save (rookie error!)
If you like this article you might also like to read my article Freebies and Discounts and Why companies offer them
Resource – see the letter I sent Credit Card Dispute Letter)
Types of [...]

This is Part 1 of 2 of HELP-HECS
Part 2 (to be posted Monday 8th March 2pm) will be about:
1.Whether you SHOULD repay your HELP-HECS loan and
2. The Best Ways to reduce your HELP-HECS loan
I have also almost finished a HELP  calculator (to work out how long it will take to repay your debt) I will be providing a free copy to [...]

Alternate title: If you think Economics is boring and doesn’t affect you in the real world… think again.
Note:This article does not include practical money tips – which is the dream behind nomoney.com.au. (I’ll be back on track next week with the lowdown on HECS, tips for new workers and other stuff)
But I would love to know: (via comment on an article [...]

A lot of young people (and not so young) do not own property. This series of articles will show some of the reason why you might decide to save a deposit and purchase a property. I also show some of the reasons why people may not want to buy a property (and whether these are good reasons not to buy [...]