About nomoney.com.au

No Money is a website to provide free financial tips & insights – targeted at the young (aged 14+9 months to - 33+1/3) and useful to anyone thinking how to improve their finanicial situation (including the not-so-young!).

If you are new to the site (welcome!) you might wish to start with  the-one-trick-to-saving.

To sign up to the No Money newsletter (you will be glad you did!) click here)

Contact us

Do you have a question? or wish to get in touch with us? Click here to send an email to us at nomoneyau@gmail.com.

We would love to hear your comments, feedback and suggestions on how we can improve the site.

About the founder – Scott is a 25 year old chartered accountant and registered tax agent who has been working since he was 14 and working at an accounting firm since he was 18.   He has had financial sucesses (his unit purchased 3 years ago-currently rented) and financial mistakes and failures (options trading, christmas-spending-hangover, etc.).

Scott also loves surfing, skittles and playing soccer and he hates the sound of train doors closing. Scott would love to play guitar along to the ads on TV if people didn’t tell him to shut-up.

About the tech guy - Dave is a 24 year old computer programmer. He finished school in Year 10, did TAFE and is just graduating from Uni (all while working in video stores and IT professional roles).

Dave loves to create (be careful if he cooks for you!), solve problems and come up with about a million ideas a day about business and making the world a better place.

Disclaimer

The information and opinions provided on this site are general advice only and may not be appropriate to your objectives, financial situation or needs.   It is highly recommended that you seek independent professional tax and/or  financial planning advice about your specific circumstances. Besides seeking independent advice you should also do further research to satisfy yourself before making any financial decision.

What the Disclaimer above means

To simplify the above disclaimer: you would be a complete idiot!!!! if you followed what you read on this site without:

1. Seeing an independent advisor to discuss your personal circumstances AND

2. doing your own research/homework.

Just to repeat : The information on this site might not be relevant to your individual situation (and is not intended to be).

I am NOT authorised to give personal advice and I am NOT authorised to give financial product advice.

After reading information on this website I would recommend some or all of the following steps to increase your financial education:

-Read books and do your research on the internet  (see our recommended books and other resources )

- Speak to a professional about your individual circumstances (such as someone with a financial services license like a bank manager, financial planner or some accountants)

- Speak to successful friends and family (but beware that they might not offer you good advice OR know your circumstances well enough). Free advice can cost you a lot if it helps you to  make a bad decision.